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Nicola Wealth Management Insights

Insights

As the Great Wealth Transfer unfolds, women are emerging as its active stewards, making increasingly significant financial decisions. For those who haven't traditionally been part of these conversations, the learning curve can feel steep. The challenge is rarely capability but feeling prepared to lead. And that confidence isn't innate; it's built through experience, the right guidance and a clear plan. 

Women Are About to Control More Wealth Than Ever Before – But Many Still Don't Feel Financially Confident

Are Markets Giving A False Sense of Diversification?

Canada's Productivity Challenge - What Investors Need to Know

Solve What Matters: A New Way to Think About Insurance

Built to Endure: Why Institutional Portfolios Look Different (and Why That’s the Point)

Unpacking the Attributes of Good (And Bad) Financial Advice

Key provincial tax and property changes, and what they may mean for your planning.

Ontario Budget 2026 – What It May Mean for You

Alberta Budget 2026 – What It May Mean for You

British Columbia Budget 2026 – What It May Mean for You

High income is not the same as wealth. For dentists, the difference often lies in structure.

For Dentists, Income Is Only the Beginning

Owning a medical or dental practice changes how you earn, save, invest, and eventually exit, but many professionals don’t revisit their strategy as their practice evolves.

Beyond the Practice: Smart Financial Strategies for Dental and Medical Professionals

How self-employed and entrepreneurial women can build stability in an unpredictable economy. 

Women, Wealth, and the Future of Work

Review key year-end financial strategies, including tax-loss selling, charitable donations, RRIF and RRSP planning, and TFSA contributions.

 Your 2025 Year-End Financial Checklist

Behind every great business exit is a plan that protects what matters most.

Selling Smart: The Strategies That Separate Good Business Exits from Great Ones

While many Canadians plan for retirement primarily through financial vehicles like RRSPs or pensions, farmers often navigate an additional layer of complexity.

Retirement Planning for Canadian Farmers

A practical guide to navigating RSUs, ESPPs, and stock options, and how thoughtful planning can turn company shares into long-term wealth.

Making Sense of RSUs, ESPPs, and Stock Options in Canada

Structuring wealth across generations with trusts, balancing tax efficiency, protection, and family legacy.

Trusts and Legacy Planning: Structuring Wealth Across Generations

By recognizing the five mistakes we frequently see business owners make and taking proactive steps to address them, you can preserve more of what you’ve built and create greater stability for the next chapter. 

Five Costly Mistakes Business Owners Often Make and How to Avoid Them

Many Canadians are balancing raising children, supporting aging parents, and managing careers while planning for a major wealth transfer. 

Navigating the Invisible Load: The Sandwich Generation

Discover six key money conversations that help couples build financial harmony, strengthen trust, and prepare for long-term goals and legacy.

Financial Planning for Couples: Building a Strong Foundation for the Future

If you're a Canadian contemplating estate planning or have recently received an inheritance, you may be curious about inheritance tax.

Understanding Estate Taxes in Canada: Debunking Inheritance Tax Myths

For Canadian farming families, the prospect of succession planning can seem daunting, encompassing far more than just financial figures. It's a comprehensive process that delves into the heart of the farm, the intricacies of family dynamics, the emotional capital invested, and the essential financial structure. Here are 10 key steps to guide your farm's transition.

Father Daughter Farm

Succession Planning for Farmers: Farm, Family, Feelings, and Finances

When it comes to investing, a fundamental principle guides the strategies and decisions of every investor—the risk-return tradeoff.

When It Comes to Investing, What Is the Relationship Between Risk and Return?

A modern guide to preparing the next generation for wealth through education, values, and intentional planning that goes beyond financial transfers.

Family Finance Meeting

Preparing the Next Generation for Wealth Without the Pitfalls

When withdrawing from an RESP, careful planning is crucial to maximize tax efficiency and avoid common pitfalls. 

Maximize the Tax Efficiency of Your Child's RESP with Early and Thoughtful Planning

Why retirement isn't about hitting a number, but about building a plan that reflects your life.

Breaking the Million-Dollar Myth: Why Financial Independence for Women Looks Different in 2025

How business owners can enhance their charitable impact by using their corporation for giving.

Corporate Charitable Giving: Your Most Generous Asset?

Here's how to approach crucial conversations and instill lasting financial values in children. 

Talking to your children about money

Five Ways to Talk to Your Children About Money

Here's how to navigate each phase of your financial life cycle with purpose and clarity.

Financial Life Cycles

Building Wealth Through Life's Transitions

As a business owner, here’s what you need to consider when planning your legacy.

Business Owners Discuss Plans

Legacy Planning for Business Owners: Securing Your Life's Work Beyond Succession

The extension to February 28, 2025, may create additional planning opportunities for donors.

What Does the Charitable Donation Extension Mean for Tax Planning?

Discussing several considerations for will preparation to help ensure a secure future for your loved ones.

Components to Consider in Effective Will Preparation

Year-End Financial Checklist

Your 2024 Year-End Financial Checklist

A guide to making the most of your giving at galas through your Donor-Advised Fund.

How to Use Your Donor-Advised Fund at Charitable Galas

In this episode, Ron Haik welcomes Joe Markovitch, a seasoned business exit planner, to discuss the complexities and emotional journey of exiting a business.

Lead Impact: The Path to a Successful Business Exit with Joe Markovitch

Maximizing RESP Benefits for a Bright Educational Future

Key tax considerations and strategies that investors should be aware of as they monitor their long-term financial plans.

Investing Matters: Tax and Estate Planning 2024 – Navigating the Capital Gains Dilemma

John Nicola, Chairman, CEO & CIO, and Ethan Astaneh, Wealth Advisor & Client Relationship Manager of Nicola Wealth are joined by Matthew Baker, Partner, Tax at Baker Tilly Canada discuss the recent capital gains changes in 2024.

To Sell or not to Sell? Tax & Estate Planning 2024 with John Nicola, Matt Baker, and Ethan Astaneh

Explore the implications of the 2024 Federal Budget proposal on Capital Gains Inclusion (CGI) rates as we delve into proactive planning techniques, using a hypothetical case study to illustrate a strategy that benefits investors amidst the impending tax shift. 

Budget 2024: Professionals could “Make Hay” with Capital Gains Planning

Understanding the difference between a will and a power of attorney is essential for ensuring your wishes are carried out effectively in both scenarios.

Understanding the Difference Between a Will and a Power of Attorney

John Nicola outlines key strategies and real-life examples to educate investors on recent capital gains changes.

To Sell or Not to Sell

Explore key insights shared at Nicola Wealth's 2024 Strategic Outlook event, showcasing the challenges and opportunities in today's investment landscape.

Navigating Complexity: A Catalyst for Growth

Ron Haik sits down with John Bromley, founder and CEO of Charitable Impact, where he shares his path to building an online platform that aims to be "like a bank account for your charitable giving."

Lead Impact: Charitable Giving In Canada With John Bromley

As we enter a new year, 2024 brings a series of changes within Canada’s tax system.

Tax Changes in 2024

The First Home Savings Account is ideal for both aspiring young homeowners and parents looking to transfer financial assistance efficiently. With tax benefits and a dedicated platform for fund accumulation, it streamlines the path to first-time homeownership for both generations.

First Home Savings Account (FHSA)

Ron Haik sits down with technology veteran Michael Frew to explore the world of tech entrepreneurship and digital business acquisitions.

Lead Impact: Maximizing Business Acquisitions with Tech Entrepreneur Michael Frew

Rick Goossen outlines how families can navigate the challenges that may arise when engaging in charitable giving across generations.

Family Giving Across Generations: Blessing or Burden?

Teaching children about money management from an early age equips them with the tools they need to make informed financial decisions in the future.

Building a Strong Financial Foundation for Your Child's Future

One advisor says he's worked with many retirees who, despite having millions invested across a diversified portfolio, still worry about running out of money.

How Retirees Can Overcome ‘Irrational’ Saving and Enjoy Their Money | Globe Advisor

Taking a proactive approach to estate planning can maximize options and minimize potential tax liabilities for our loved ones.

What Are All the Taxes I’ll Pay Even When I’m No Longer Alive?

Navigating the Retirement Journey From the Go-Go Years to No-Go Years

Canada’s Urban Housing Market: Considerations for Young Buyers

Rapid Interest Rate Increases Creating Uncharted Territory for those with Variable Rate Mortgages

The #1 Issue for Family Businesses: Challenges & Solutions

For Canadian Doctors, the numbers 53 and 3 should be top of mind.

How Financial Advisors Can Provide Value to Medical Professionals

Let’s assume that we now have an education savings goal in mind. What is the best means to save to reach it?

Family Financial Planning Part 3: How to Save for Post-Secondary Education

Family Business: The Importance of Bridge-Building Leadership When the Pandemic Polarized the Workforce

What can parents and grandparents do to help their families maintain access to higher education?

Family Financial Planning Part 2: Estimating Accurate Costs of Post-Secondary Education

Family Financial Planning Part 1: Managing the Increasingly Expensive Future of Post-Secondary Education

5 Traits of Successful Family Businesses

WEBINAR REPLAY - The Family Business Life Cycle: Creating & Distributing Wealth

Spousal RRSP Planning – A Tool That Should be Considered

Rick has extensive experience with high net worth individuals and families, working with them in both a financial and governance capacity. He thrives on understanding the business and entrepreneurial journey of individuals and families and then using creative and strategic thinking skills to help them succeed. 

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5 Things To Consider When Creating & Distributing Wealth

John Nicola Answers Your Tax Questions: Spousal RRSP’s and IPP's

Nicola Wealth Management discusses strategic thinking surrounding high net worth individuals and families

Immigration & The Family Business

Nicola Wealth Management Rick Goossen discusses builing personal wealth in current market

Great Expectations & the Family Business

Rick Goossen from Nicola Wealth Management on Financial advice and planning

East Meets West & The Family Business

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Investing Matters: The Three Stages of Retirement with Ethan Astaneh

Ted Not Dead: Family Business Lessons From the Rogers Family Feud

The taxman

Investing Matters: CEO John Nicola Answers Your Biggest Questions for Tax Season

Tax Lightbulb

WEBINAR REPLAY – Canadian Tax Insights: How High Net Worth Investors Should Navigate Today’s Taxation Environment

Tax Banner (1)

Lead Impact: Smarter, Tax Effective Strategic Giving with Ron Haik

WEBINAR REPLAY – Do Well by Doing Good – Smarter, Tax-Effective Strategic Giving

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Investing Matters: The Financial Lifecycle - Managing Your Money Through Every Phase

Investing Matters: Gifting to Your Children

WEBINAR REPLAY: Five Financial Strategies for Lawyers’ Unique Circumstances

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WEBINAR REPLAY: Five Key Financial Strategies for Lawyers in a Post COVID-19 World

Investor Education: Maximizing Your Charitable Donations with Margaret Mason

WEBINAR REPLAY: Post Covid-19 Financial Planning for Dental Professionals

WEBINAR REPLAY: Wealth Planning in the Context of COVID-19

Protecting and growing your wealth goes beyond investment returns. Gain insight on how to effectively amalgamate the complexities of your financial life into a comprehensive plan. 

Planning

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