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$9.3B in assets under management

99% client retention rate

4/5 new clients are referrals

Beyond Stocks and Bonds

To minimize the inevitable ups and downs that come with a reliance on the stock market, our conservative yet innovative approach to investing includes additional alternative asset classes such as private equity, mortgages, private debt, and institutional-grade real estate.

Diversified Asset Allocation Typical Asset Allocation
Asset Allocation pie chart
  • Private Debt
  • Private Equity
  • Hard Asset Real Estate
  • Commercial Mortgages
  • Publicly Traded
    Bonds
  • Publicly Traded
    Equities
Private Debt
Is private debt such as mezzanine financing part of your asset allocation? Learn More
Private Equity
Does your portfolio have access to non-market-correlated private investments, including private business and infrastructure? Learn More
Hard Asset Real Estate
Are Canadian and U.S. investment-grade commercial properties part of your portfolio? Learn More
Commercial Mortgages
Does your portfolio include private assets such as commercial mortgages? Learn More
Publicly Traded Equities
Traditional asset classes usually make up 100% of a typical portfolio. At Nicola Wealth, we have a complete range of stocks and bonds, but they comprise less than 50%. Learn More
Publicly Traded Bonds
Traditional asset classes usually make up 100% of a typical portfolio. At Nicola Wealth, we have a complete range of stocks and bonds, but they comprise less than 50%. Learn More
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Typical asset allocation is 60% stocks and 40% bonds. Diversified asset allocation may include ranges of 15-20% real estate, 10-15% mortgages, 8-15% private equity and private debt.

Integrated Planning for All Aspects of Your Financial Life

Our first task is to ensure that we understand your personal and financial objectives; then we create a sophisticated financial plan that integrates everything from tax planning and risk management to your investment portfolio and estate wishes.

  • Investments
  • Retirement Modeling
  • Tax Strategies
  • Estate Planning
  • Insurance
  • Charitable Giving
  • Wealth Transfer
  • Business Succession
  • Reporting
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Historically Consistent & Stable Returns

Nicola Wealth vs The Marketplace

A Track Record of Stability

Through two major market downturns, Nicola Wealth has kept clients safely on track to reach their financial objectives through our conservative, yet innovative approach to investment management.

The 2001 Dot Com Bust

When the Tech Bubble burst, Nicola Wealth’s diversified cash flow approach eased volatility, mitigating losses versus the public markets and helping investors recover sooner, allowing clients to accelerate their wealth building.

The 2008 Sub-Prime Crash

While 2008’s financial crisis sent public markets tumbling, Nicola Wealth’s extensive diversification buoyed our clients’ portfolios, protected the downside, and participated in the recovery from a stronger position.

Select an index to view its annualized return

Nicola Wealth Core Composite (net of fees)* Morningstar Canadian Neutral Balanced** S&P TSX Composite S&P 500 MSCI World S&P 500 (CAD) MSCI World (CAD)

$1-million invested with Nicola Wealth since January 1, 2000 would have grown to $4.08-million versus $2.57-million for a typical balanced portfolio (Morningstar Canadian Neutral Balanced).

Over that same period, Nicola Wealth’s Composite Return has been 6.90% vs. 4.59% for the typical balanced portfolio.

* The Nicola Wealth Core Composite returns represent the total returns of Cdn. dollar denominated accounts of all fee-paying portfolios with a Nicola Wealth Core mandate. The composite includes clients who are both fully discretionary and non-discretionary. Read full disclosure here.

** This is a proprietary index developed by Morningstar Canada based on the CIFSC Fund categories (cifsc.org). Read full disclosure here.

Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

  •  1 yr – 2.96%
  • 3 yr – 7.61%
  • 5 yr – 6.12%
  • 10 yr – 5.90%
  • Since Inception – 7.02%
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