Wealth management is about more than numbers. Like a ballet, it relies on collaboration, precision, and alignment. We bring together the right professionals, strategies, and tools to work with families, entrepreneurs, and institutions achieve their financial goals.

Performance is in the details

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We identify gaps and capitalize on opportunities that can maximize your financial plan.

Nicola Wealth takes a comprehensive view of your financial life, incorporating investments, taxes, estate planning, and philanthropy. By considering your full net worth and long-term goals, we create a strategy that grows with you and supports future generations.	

Every great performance begins with a plan.

Effective wealth planning starts with understanding your goals and creating a roadmap that evolves with you. Our Wealth Advisors take a holistic approach, building deep relationships and delivering bespoke solutions to integrate all aspects of your financial life.

True wealth isn’t just built. It’s orchestrated.

Choreographing your financial plan.

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With a strong track record through market highs and lows, Nicola Wealth helps clients stay on course. Our commitment to thoughtful planning and steady guidance aims to safeguard your wealth and position it for long-term growth. 

Keeping you poised for success. Even when the markets turn.

How We Help Families

Wealth management is more than investment returns. With the right financial plan in place, you should have clarity around critical questions that impact your wealth and legacy.

Creating and maintaining a solid financial plan involves a detailed review of your entire financial picture and recognition of your evolving needs. With that as a foundation, our comprehensive planning process can begin to identify wealth-building efficiencies and opportunities.&nbsp;
When growing your wealth, here are a few questions to consider:
<ul>
 <li>Have you had a comprehensive financial plan prepared or updated within the past five years?</li>
 <li>Do you know your current asset allocation and your risk tolerance?</li>
 <li>Do you know the rate of return you are earning on assets after fees?</li>
 <li>Do you know how much capital you will require to meet your retirement goals?</li>
 <li>Have you reviewed the tax efficiency of your compensation structure?</li>
 <li>Are you income-splitting as effectively as you can to reduce taxes?</li>
 <li>Have you calculated the additional tax credits with an IPP vs an RRSP?</li>
 <li>How much time and money are you spending on the preparation of investment tax returns?</li>
</ul>

Growing your wealth

In addition to growing your wealth, it is important to mitigate against market volatility. Our cash flow investment philosophy and diversified asset mix have historically provided consistent and stable returns.
Our Nicola Wealth Advisors have the expertise to construct a comprehensive financial plan that safeguards your portfolio by developing an in-depth understanding of your current situation and expectations. We will work in tandem with you and your team of professionals, including accountants and lawyers, to provide integrated planning.
When protecting your wealth, consider the following questions:
<ul>
 <li>Are your investments generating enough income and cash flow to meet your needs?</li>
 <li>Are you reducing potential volatility by investing in securities that are non-correlated with the public markets, such as real estate or private equity?</li>
 <li>Is your insurance positioned as an asset class and integrated with your investment strategy?</li>
 <li>Have you reviewed loans and mortgages to reduce interest costs and determine whether these costs may be tax deductible?</li>
 <li>Is your income protected in case injury affects you during your earning years?</li>
 <li>Have you considered the potential costs of future health care?</li>
 <li>Is your plan being regularly reviewed and adjusted to ensure you are on track to meet your goals?</li>
</ul>

Protecting your wealth

Creating a financial plan may be your first priority. However, ensuring your plan works beyond your lifetime is just as significant. You have worked hard to build wealth; estate planning helps ensure your loved ones are provided for and your wishes are honoured and appropriately followed.
For many of our clients, creating a legacy and financially supporting the causes that matter to them is a key planning objective. Through our <a href="https://nicolawealth.com/private-giving-foundation" target="_blank" rel="noopener">Nicola Wealth Private Giving Foundation</a>, we offer our clients a more effective way to give, focusing on tax efficiency, cash-flowing investments, and giving in perpetuity.
Here are a few questions to consider when creating your legacy:
<ul>
 <li>Do you have a succession plan in place?</li>
 <li>Are your beneficiaries prepared to manage this wealth?</li>
 <li>How will you minimize the financial impact of your passing?</li>
 <li>Are you set up to significantly reduce or potentially eliminate tax liability upon death?</li>
 <li>How will you create your legacy?</li>
 <li>How will your philanthropic initiatives continue?</li>
 <li>At present, are you able to make your charitable gifts in-kind?</li>
 <li>Are you planning to continue donating in retirement?</li>
</ul>

Creating your legacy

Build a solid financial plan with us.

Our evergreen funds provide access to multiple private asset classes including private equity, infrastructure, and private debt.

Private Capital

We target quality and reliable income-producing real estate across both Canada and the U.S. for our portfolios.

Real Estate

Our portfolios focus on generating sustainable cash flow.  Our experienced team targets opportunities for consistent and stable growth.

Public Assets

Explore the asset classes that comprise our investment approach and philosophy.

Different structure targeting greater results

In the business we’re in, with 850 top CEOs across Canada, these are the smartest people in the room. Why are they all at Nicola? You go down the list and say 'okay, I’m in.'

I bring my children to all the events to get them involved so as time goes on, and money passes on, they will continue to work with Nicola. It all comes down to our comfort level and the trust factor.

One of the big differences with Nicola Wealth is the diversification of assets and the focus on cash flow.

What our clients say

Planning Insights

Nicola Wealth’s communications are designed to keep business owners and professionals informed and help them in obtaining their financial goals.

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Ballet

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The content of this site is intended for U.S. residents. Please note that Nicola Wealth investments funds are generally not offered to U.S. residents at the present time. As such, the contents of this website should not be construed as as an offer of any of Nicola Wealth’s investments funds to U.S. residents. Any information, statement or opinion set forth herein is general in nature, is not directed to or based on the financial situation or needs of any particular investor, and does not constitute, and should not be construed as, investment advice, forecast of future events, a guarantee of future results, or a recommendation with respect to any particular security or investment strategy or type of retirement account. Investors seeking financial advice regarding the appropriateness of investing in any securities or investment strategies should consult their financial professional.

Before proceeding, please confirm if you are an accredited investor by checking the box above. Accredited investors are individuals with a net worth of more than $1 million, excluding the value of their primary residence, or individuals with income of more than $200,000 (or joint income of $300,000 for married couples) per year for the past two years, with a reasonable expectation that such income levels will be attained in the current year.
 
Accredited investors also include certain institutions, including U.S. banks and U.S. branches of foreign banks, U.S. savings and loans associations, U.S. insurance companies, U.S. registered brokers and dealers, U.S. registered investment companies and business development companies (as defined by the U.S. Investment Company Act of 1940).
 
Additionally, certain state pension funds and ERISA plans with more than $5 million total assets and certain partnerships, corporations, and trusts with more than $5 million total assets are also considered.


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