Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

[VIDEO] Crucial Cash Flow Tips to Stave Off Financial Trouble

By Globe & Mail, Report On Small Business

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Report on Small Business editor Sean Stanleigh was joined by David Chalmers, a financial adviser at Vancouver-based Nicola Wealth Management, to discuss cash flow. It may sound boring, but sound cash-flow management is vital to the health of any business.

Mr. Chalmers began his career in the investment industry in 1973, working at two different life insurance companies, where he provided technical support to financial advisers. In 1985, he joined a major Vancouver investment advisory firm and spent the next 25 years providing investment and retirement income planning to clients.

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