Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

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Moya Cao



Wealth Planning Associate

Moya joined Nicola Wealth in July 2021 with over a decade of experience in the financial services industry.

Prior to joining the firm, Moya held the role of Client Associate at MC Private Wealth Management. She recently completed her Certified Financial Planner® designation.

Outside of work, Moya enjoys painting, drawing, hiking and skiing.

Question & Answers

  • Retirement dreams?

    Travel around the world and experience local cultures.

  • Best place to get a burger?

    Home-made burgers are the best.

  • What is your favourite ice cream flavour?

    Matcha green tea.