Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

Ask an Advisor | Where to invest new cash in this market environment.

Chairman and CEO, John Nicola describes how he would invest new cash in the current financial markets.