Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

Ask an Advisor | Is estate planning something I need to focus on?


Director of Advisory Services, Cameron Smith explains why estate planning is important and provides strategies to ensure you have an effective estate plan in place.