Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

Ask an Advisor | How to minimize family fights when it comes to the distribution of your estate


The distribution of one’s estate after passing can place massive stress on family and beneficiaries. Wealth Advisor Ron Haik explains the key to an orderly and conflict-free distribution of your estate.