Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

Ask an Advisor | How can I diversify my investment portfolio?

Financial Advisor Tony Lee explains what diversification is, why it is important and how you can ensure your investment portfolio is properly diversified to weather the volatile markets.